“PENGUATAN REGULATORY SANDBOX DAN SCORING SYSTEM DALAM PENERAPAN PRINSIP KEHATI-HATIAN PADA PEER - TO - PEER LENDING”. Jurnal Legislatif 3, no. 1 (May 31, 2020): 55–72. Accessed August 8, 2026. https://journal-598.unhas.ac.id/index.php/jhl/article/view/10204.